Best Dog Insurance in India

If you are searching for the best dog insurance in India then you are here at the right place. Most Indian people love Western-breed dogs and the weather conditions of India are not suitable for them they might fall ill if they are not taking care of their furry friends. As a dog owner, you might know how much the veterinary costs for dog vaccination, illness and accidental treatment cost.

Being a responsible dog owner you must take at least one insurance plan for your dogs, which will give you peace of mind and you can limit your budget on dog expenses. In this article, we will guide you to find the best insurance plan for your dogs in India.

Why Dog Insurance is Important?

Dog insurance or pet insurance gives you the best medical service to help your dogs recover from illness and accident. It provides additional benefits such as insurance for the theft/loss of your dogs, preventive care such as vaccination and routine health check-ups of your pet dogs and lifetime coverage that gives you peace of mind and no veterinary expenses for your dogs.

Things to consider before choosing the pet dog insurance

1. Types of Insurance: There are several pet insurance providers available in India some provide lifetime covers while others are for limited periods only and different insurance companies provide different plans. You need to choose the plan according to your dog’s needs.
2. Cost of Insurance: You must go after the pet insurance according to your budget and needs
3. Reimbursement: Pay attention to the reimbursement rate and the waiting period
4. Lifetime covers: Always look after the lifetime coverage of your dogs. When pets get old they fall ill frequently like human beings when we reach old age we suffer lots of illness.
5. Customer Review and Reputation: Before choosing any plan always check the customer reviews of the pet insurance company. Always choose a company which have strong and positive customer feedback.

Best Dog Insurance company in India

There are some best pet dog insurance providers in India are-

1. Tata Pet Insurance (Pashu Suraksha Bima)
2. New India Assurance Dog Insurance Policy
3. Bajaj Allianz Pet Dog Insurance Policy
4. Oriental Insurance Dog Insurance
5. Future Generali India Dog Health Insurance

Pet Dog Insurance Coverage in India

The pet insurance provider in India covers the following benefits-

• It covers the treatment cost of specific diseases or illnesses including OPD, Surgeries and Hospitalization cost
• Covers the sudden death due to illness or accident
• Covers the theft or loss of your dogs
• Preventive care- This includes vaccination and frequent dental cleaning costs for your dog
• Life Time coverage is another optional coverage that pays for health necessities requiring more prolonged therapy
• Third part coverage-Provides protection against third-party legal liability of pet owner including the legal costs for defending the claim
• Terminal Disease covers dog owner will receive some amount if the dog is diagnosed with any terminal disease such as cancer, kidney failure or others

What are the exclusions under Dog Insurance in India?

In some cases, insurance will not cover the medical expenses

• Dental Surgery not Caused by Accident/Injury
• Dog grooming such as Cosmetic, nail painting
• Claims related to dog pregnancy are not covered under the policy
• Any claim for disease will be accepted if the preventive medicine or vaccination has not been taken
• The policy will not cover surgeries for deformities or congenital defects
• Surgery during pregnancy and birth will not be covered under the policy

Conclusion

Just like you, your four-legged furry friends also need insurance for their health and well-being.  You can save lots of medical expenses for your dogs with the best pet insurance plan. That will give you peace of mind at the same time your dogs being healthy all the time.

Therefore, if you are planning to buy the best dog insurance in India, you must compare the plans and their coverage of the above-mentioned Pet Insurance companies in India and choose according to your dog’s needs and your budget-friendly