BDO Pet Insurance: Unveiling Pros and Cons
For many pet owners, their cats and dogs are not just animals it’s an integral member of the family. Being a responsible pet owner, you have to take good care of your pets in every possible way. To avoid unwanted veterinary expenses you can insure your pets with BDO pets insurance, It is one of the best and most affordable pet insurance companies in the Philippines.
In this article, we will explore the coverage and inclusion of BDO pet insurance and its pros and cons
BDO Pet Insurance: covers and Inclusion
1. Accidental Injuries:
The policy will reimburse 80% of the veterinary expenses in the following cases-
- Bone fracture
- Burn or electrocution
- Complications from drowning
- Bite wound or fight wound abscesses
- Tick paralysis
- Snakebite toxicity
- Foreign body obstruction
- Poisoning
- Embedded grass seed
- Anaphylactic shock or allergic reaction to insect or arachnid bites
- Torn nail
2. Covered Illnesses:
This includes-
- Cancer, lumps, cysts, growths;
- Cherry Eye;
- Non-Diabetic Cataracts;
- Cruciate Ligament Condition or Traumatic Ligament or Tendon Injury;
- Intervertebral Disc Disease (IVDD);
- Urinary Tract Infection, Disease, and/or Obstruction;
- Gastric-Dilatation Volvulus (GDV);
- Hip Dysplasia;
- Pyometra;
- Gastrointestinal Problems;
- Outer and Inner Ear Infections;
- Arthritis;
- Renal Disease
3. Acute Dental Conditions:
This includes-
- Abscesses
- Removal of teeth where medically necessary due to fractured tooth/teeth
BDO Pet Insurance Plan
BDO Pet Insurance Pros and Cons
Pros-- Financial Protection: BDO pet insurance offers a wide range of covers on an affordable budget, including veterinary fees, and accidental and illness covers. Having such pet insurance helps to elevate the financial burden and it ensures that your pet receives the necessary care without putting a strain on your finances.
- Peace of Mind: It enables you to pursue the necessary treatment and procedure without worrying about the associated costs. It gives assurance to you that your pet gets affordable all necessary care when needed
- Customizable plans: Every pet is unique, and their healthcare needs vary. BDO Pet Insurance offers you to customizable add-on. This allows you to tailor the insurance policy to suit your pet’s specific requirements, ensuring optimal coverage.
- Quick and Easy Claim Process: It simplifies the claims process, making it hassle-free for pet owners. With a straightforward claims procedure, you can focus on your pet’s recovery rather than navigating through complex paperwork.
- Customer Support: It offers you 24/7 customer support, and you can seek guidance or report incidents anytime, which provides peace of mind to the pet owner
Cons-
- Non-Transferable: if you are planning to move from the Philippines to another country then this pet insurance may not be suitable for you because the BDO pet insurance is non-transferable
- Premium Cost: It offers various add-ons, many pet owners might find the overall cost including add-ons may be higher as compared to other pet insurance companies.
- Exclusion and Limitation: BDO pet insurance do not cover for commercial use of cats and dogs and for security purpose
- Age restriction: It has age restriction coverage, particularly for older pets. This limitation could pose challenges for pet owners with senior animals, as they might have a harder time finding comprehensive coverage
Conclusion
BDO Pet Insurance presents a compelling option for pet owners seeking comprehensive coverage and flexibility in their insurance plans. Ultimately, choosing the right pet insurance involves carefully considering your pet’s needs, your budget, and the level of coverage that aligns with your priorities as a pet owner.
Disclaimer: The above information is based on research and findings from various sources. we are not claiming all the information is correct. We always suggest visiting the official website of the respective pet insurance company before choosing any pet insurance
